Holistic Financial Planning

  • Retirement withdrawl strategy
  • Emergency fund
  • Cash management
  • Financing options and analysis
  • Caring for aging parents
  • Education expenses and planning
  • Determine life, disability, health, and long-term care insurance needs
  • Review current policies
  • Make recommendations for any uncovered needs or adjustments
  • Coordination with a professional insurance agent
  • ongoing discretionary management of your investable assets, through accounts held in custody at Charles Schwab
  • passive and fee-conscious investing approach that ensures your portfolio will remain diversified, low cost 
  • portfolio that matches risk tolerance, time horizon, and goals
  • use a combination of exchange traded funds (“ETFs”) that track major stock and bond indices and individual U.S. Treasury securities
  • Determine retirement lifestyle goals and possible scenarios
  • Social security planning
  • Determine retirement spend needs
  • Evaluate and advise on current employer retirement plan
  • Advise on early retirement or downshifting
  • Tax efficient investing
  • Tax efficient distributions plan
  • Tax reduction strategies
  • Guidance on tax law changes
  • Income tax planning
  • Small business tax analysis and planning
  • Coordination with CPA
  • Review beneficiaries and titling on assets
  • Review estate plan or refer to an attorney to create an estate plan
  • Review POAs
  • Ensure trusts are funded appropriately
  • Plan future gifts
  • Coordinate with estate attorney

Ongoing Planning and Services

(Billed monthly in advance)

*Pricing is for typical client scenarios.  More complex scenarios will receive a custom proposal.

  • Planning with Investment Management
  • Fees for Typical Client at or near Retirement
  • Planning with Investment Management
  • $7,900 single
    $9,800 couple
  • Planning Only
    (no Investment Management)
  • $6,200 single
    $7,650 couple

How does this flat fee compare to AUM fees?

The table below gives some examples of fees calculated by a percentage of AUM
(assets under management). Calculation methods vary from firm to firm.

Holistic Financial Planning

  • Retirement withdrawl strategy
  • Emergency fund
  • Cash management
  • Financing options and analysis
  • Caring for aging parents
  • Education expenses and planning
  • Determine life, disability, health, and long-term care insurance needs
  • Review current policies
  • Make recommendations for any uncovered needs or adjustments
  • Coordination with a professional insurance agent
  • ongoing discretionary management of your investable assets, through accounts held in custody at Charles Schwab
  • passive and fee-conscious investing approach that ensures your portfolio will remain diversified, low cost 
  • portfolio that matches risk tolerance, time horizon, and goals
  • use a combination of exchange traded funds (“ETFs”) that track major stock and bond indices and individual U.S. Treasury securities
  • Determine retirement lifestyle goals and possible scenarios
  • Social security planning
  • Determine retirement spend needs
  • Evaluate and advise on current employer retirement plan
  • Advise on early retirement or downshifting
  • Tax efficient investing
  • Tax efficient distributions plan
  • Tax reduction strategies
  • Guidance on tax law changes
  • Income tax planning
  • Small business tax analysis and planning
  • Coordination with CPA
  • Review beneficiaries and titling on assets
  • Review estate plan or refer to an attorney to create an estate plan
  • Review POAs
  • Ensure trusts are funded appropriately
  • Plan future gifts
  • Coordinate with estate attorney

Full Service Financial Planning and Investment Management Fees

Do you know what you are currently paying for your investments? Let’s face it, it can be confusing and many do not understand what they are paying.

At Planpath Financial, we use a flat-fee structure that is stated clearly. We do not charge any other fees. Unlike an AUM fee structure, as your investments grow, the fee we charge will remain flat. You pay for our time, not if the market does well.

SCHEDULE A CALL

Our Fee Structure

Ongoing Holistic Planning

  • Single
  • $7500/yr*
  • Couple
  • $9000/yr*

(Billed monthly in advance)
*Pricing is for typical client scenarios.
More complex scenarios will receive a custom proposal.

LEARN MORE

How does this flat fee
compare to AUM fees?

The table below gives some examples of fees calculated by a percentage of AUM
(assets under management). Calculation methods vary from firm to firm.